Refund Policy

1. No Refund Policy

EMI and Financial Calculators operates as a completely free service. Since we do not charge any fees for the use of our calculators and tools, there are no refunds applicable. All our financial calculators, including but not limited to EMI calculators, SIP calculators, tax calculators, and other tools, are provided at no cost to users.

2. Free Services Offered

The following services are provided completely free of charge:

• All financial calculators (EMI, SIP, Lumpsum, Tax, etc.)
• Investment planning tools
• Loan comparison and analysis tools
• Tax planning calculators
• Retirement planning calculators
• Savings scheme calculators
• Utility calculators

3. No Paid Features

Currently, EMI and Financial Calculators does not offer any paid features, premium subscriptions, or in-app purchases. All features and functionalities available on our website are accessible to all users without any payment. Therefore, there is no basis for any refund requests.

4. Third-Party Transactions

If you have made any payment through any third-party link or advertisement displayed on our website, please note that EMI and Financial Calculators is not responsible for such transactions. Any refund requests for third-party transactions should be directed to the respective third-party service provider. We do not process, store, or have access to any payment information from third-party transactions.

5. Future Paid Services

In the event that we introduce any paid features or services in the future, a separate and detailed refund policy specific to those services will be published. Users will be clearly informed of any applicable refund terms before making any purchase. Until such time, this no-refund policy remains in effect.

6. Service Availability

While we strive to provide uninterrupted access to our free services, we do not guarantee continuous availability. Temporary unavailability of services due to maintenance, updates, or technical issues does not constitute grounds for any compensation or refund, as no payment has been made for the service.

7. Disclaimer

The calculators and tools provided on our website are for informational purposes only. We do not guarantee the accuracy of calculations, and users should not rely solely on our tools for making financial decisions. Any financial losses incurred based on calculator results are not the responsibility of EMI and Financial Calculators, and no refunds or compensation will be provided for such losses.