Sukanya Samriddhi Yojana
Government scheme for girl child. Current rate: 8.2% p.a. | Tax-free maturity | 80C deduction
Account Details
Account can be opened for girl below 10 years
years
0years10years
Min ₹250, Max ₹1.5 Lakh per year
₹
₹250₹1,50,000
Current government rate (reviewed quarterly)
%
7%10%
Account Timeline
Deposit Period15 years (till age 20)
Partial WithdrawalAt age 18 (50% for education)
Maturity21 years (at age 26)
Maturity Value3.19x Growth
₹71.82 L
At daughter's age 26
Breakdown
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₹22.50 L
Total Deposits
₹49.32 L
Interest (Tax-Free)
High Interest Rate
8.2% p.a. - higher than FD rates
Triple Tax Benefit (EEE)
Deposit, Interest & Maturity all tax-free
Section 80C Deduction
Save ₹45.0K/year in taxes
Partial Withdrawal
50% at age 18 for higher education