Salary Optimizer

Optimize salary for max take-home

Enter Details

Basic Salary (Annual)

₹

₹1,00,000₹1,00,00,000

HRA (Annual)

₹

₹0₹50,00,000

Special Allowance (Annual)

₹

₹0₹1,00,00,000

LTA (Annual)

₹

₹0₹5,00,000

Rent Paid (Annual)

₹

₹0₹20,00,000

Living in Metro City (Mumbai, Delhi, etc.)

Results

Gross Salary

₹10,50,000

HRA Exemption

₹1,30,000

Total Deductions

₹3,30,000

Tax (New Regime)

₹28,080

Tax (Old Regime)

₹58,760

Better Regime

New Regime

Tax Savings

₹30,680

Monthly Take-Home (est.)

₹85,160

Tips to optimize:

Maximize 80C investments (PPF, ELSS, etc.)
Claim actual HRA if paying rent
Use NPS for additional 50K deduction
Include medical insurance under 80D

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