Loan Details
₹
₹1,00,000₹10,00,00,000
% p.a.
5% p.a.20% p.a.
20 years 0 months
months
12months360months
months
0months239months
₹
₹10,000₹47,92,181
Check with your lender
%
0%5%
Prepayment Benefits
Interest Saved
₹14,57,301
Tenure Reduced
3y 9m
45 months
Current EMI
₹43,391Outstanding Balance
₹47,92,181Prepayment Amount
₹5,00,000Balance After Prepayment
₹42,92,181New Tenure
14y 3mROI of Prepayment
Your ₹5,00,000 prepayment gives you 291.5% return by saving ₹14,57,301 in interest
Recommendation: Reducing tenure saves more interest - best for long-term savings
Outstanding Balance Over Time
Without Prepayment
With Prepayment
Without Prepayment
Total Interest: ₹54,13,879
Tenure: 18y 0m remaining
With Prepayment
Total Interest: ₹39,56,578
Tenure: 14y 3m remaining