Your emergency fund needs immediate attention
2.0 months coveredRecommended: 9 months of expenses
Your Financial Situation
Total monthly household expenses
₹
₹10,000₹5,00,000
Liquid savings you can access immediately
₹
₹0₹50,00,000
Amount you can save monthly
₹
₹0₹1,00,000
How many months do you want to cover?
months
3months24months
Family members depending on your income
010
Have EMI/Loans?
Job Stability
Emergency Fund Goal9 months
₹4.50 L
Target Emergency Fund
Progress22%
₹1.00 L₹4.50 L
Shortfall₹3.50 L
Time to Goal35 months (2.9 years)
2.0
Months Covered
₹50.0K
Monthly Burn
Typical Expense Breakdown
₹15.0K
Housing (Rent/EMI)
₹10.0K
Food & Groceries
₹5.0K
Utilities
₹7.5K
Transport
₹5.0K
Healthcare
₹7.5K
Other Expenses
* This is a typical breakdown. Adjust your actual expenses accordingly.
Tips for Building Emergency Fund
Keep it liquid
Use savings account or liquid funds for quick access
Automate savings
Set up auto-transfer on salary day
Separate account
Keep emergency fund in a different bank account
Review annually
Adjust fund size as expenses change